The kelpie of Scottish legend is a water horse that invites a rider and then runs into the loch, so it is read as an attractive offer with a hidden pull.
Does the traditional reading fit your dream, or did it mean something else to you?
My Cosmic Code has a private dream journal. Write a dream down and the app picks out the symbols in it, shows what dream books say about them and, over time, which words recur across your entries. The journal is stored on your device only.